NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 4, 2001
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00
MORTGAGOR(S): David A. Vetter Sr. and Mary C. Vetter, husband and wife
MORTGAGEE: Cendant Mortgage D/B/A Burnet Home Loans NKA PHH Mortgage Corporation
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Cendant Mortgage D/B/A Burnet Home Loans NKA PHH Mortgage Corporation
SERVICER: PHH Mortgage Corporation
DATE AND PLACE OF FILING: Filed September 17, 2001, Dakota County Registrar of Titles, as Document Number 448268
LEGAL DESCRIPTION OF PROPERTY:
Lot Seventeen (17) excepting therefrom that portion thereof bounded by a line starting at the corner of Lots 17 and 18 at Oakview Road and extending 25 feet in a Northwesterly direction along Oakview Road to a point on the property line between Oakview Road and Lot 17, thence in a Southwesterly direction to the corner of Lots 17, 18, aqnd 16, thence in a Northeasterly direction along the line between Lots 17 and 18 to the point of beginning.
All being in Charlton Estates Addition to West Saint Paul
PROPERTY ADDRESS: 280 Oakview Road, West St Paul, MN 55118
PROPERTY IDENTIFICATION NUMBER: 42-17100-00-170 Certificate Number 79685
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $47,390.05
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 22, 2014, 10:00am
PLACE OF SALE: Sheriff\'s Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on May 22, 2015, or the next business day if May 22, 2015 falls on a Saturday, Sunday or legal holiday.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR\'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: March 28, 2014
PHH Mortgage Corporation
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR