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Foreclosure: Berg

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Farmington, 55024
Farmington Independent
651-463-7730 customer support
Farmington Minnesota P.O. Box 192 / 312 Oak St. 55024

NOTICE OF MORTGAGE Foreclosure SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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NOTICE IS HEREBY GIVEN, that default has occurred in the conditions or the following described mortgage:

DATE OF MORTGAGE: June 15, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,550.00

MORTGAGOR(S): Lance J. Berg, a single man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100162500015092639

LENDER: Centennial Mortgage & Funding, Inc.

SERVICER: Everhome Mortgage Company F/K/A Alliance Mortgage Company

DATE AND PLACE OF FILING: Filed September 2, 2004, Dakota County Recorder, as Document Number 2244425

ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: July 31, 2008

LEGAL DESCRIPTION OF PROPERTY:

Commencing at the southeast corner of the Northeast Quarter (NE 1/4) of Section Nine (9), Township One hundred twelve (112), Range Eighteen (18); thence North 48? 26' West for a distance of 806.6 feet; thence North 82? 19' West 48 feet to the point of beginning of the tract of land to be described, to wit: thence North 100 feet; thence North 82? 19' West 53 feet; thence South 100 feet to the north line of Lot Two (2), Auditors Subdivision No. 20 Randolph, Minnesota; thence South 02? 19' East 53 feet to the point of beginning. Also all that part of the South Half (S 1/2) of the Northeast Quarter (NE 1/4) of Section Nine (9), One hundred twelve (112), Range eighteen (18), described as follows: Commencing at the quarter section corner between Sections Nine (9) and Ten (10) of said Township and Range, thence North 48? 26' West a distance of 806.6 feet; thence North 82? 19 West 101 feet to the point of beginning of the land described; thence South 35 feet; thence South 82? 19' East 53 feet; thence North 35 feet; thence westerly to the point of beginning. Also Lot Seventy-four (74), Auditor's Subdivision Number 49

PROPERTY ADDRESS: 6128 294Th Street East, Cannon Falls, MN 55009

PROPERTY IDENTIFICATION NUMBER: 31-00900-080-05

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $237,046.36

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 25, 2008, 10:00am

PLACE OF SALE: Sheriff's Main office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) their personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: August 7, 2008

Everhome Mortgage Company

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, L. L. P.

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg -- 308845

Melissa L. Baldridge-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

08-051638

8/14-9/18

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