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Foreclosure: Kerkow

Thursday, May 21, 2009 - 7:58pm

NOTICE OF MORTGAGE Foreclosure SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions or the following described mortgage:

DATE OF MORTGAGE: September 30, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,600.00

MORTGAGOR(S): Rodney G. Kerkow and Karen J. Kerkow, husband and wife

MORTGAGEE: Cendant Mortgage Corporation nka PHH Mortgage Corporation

LENDER: Cendant Mortgage Corporation nka PHH Mortgage Corporation

SERVICER: PHH Mortgage Corporation

DATE AND PLACE OF FILING: Filed December 12, 2003, Dakota County Registrar of Titles, as Document Number 0524184, Thereafter modified by Loan Modification Agreement, dated December 21, 2007, recorded February 26, 2008 as Document No. 624290

LEGAL DESCRIPTION OF PROPERTY:

Lot One (1), Block One (1), Oak Shores Fourth Addition

PROPERTY ADDRESS: 16005 Oak Shore Drive, Lakeville, MN 55044

PROPERTY IDENTIFICATION NUMBER: 225370301001

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,805.99

HAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 11, 2008, 10:00am

PLACE OF SALE: Sheriff's Main office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) their personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 20, 2008

PHH Mortgage Corporation

Mortgagee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for December 11, 2008, at 10:00 AM, has been postponed to January 15, 2009, at 10:00 AM, located at Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033, said County and State.

Dated: December 11, 2008.

PHH Mortgage Corporation

Mortgagee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for January 15, 2009, at 10:00 AM, has been postponed to February 26, 2009, at 10:00 AM, located at Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033, said County and State.

Dated: January 15, 2009.

PHH Mortgage Corporation

Mortgagee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for February 26, 2009, at 10:00 AM, has been postponed to March 26, 2009, at 10:00 AM, located at Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033, said County and State.

Dated: February 26, 2009.

PHH Mortgage Corporation

Mortgagee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for March 26, 2009, at 10:00 AM, has been postponed to May 12, 2009, at 10:00 AM, located at Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033, said County and State.

Dated: March 26, 2009.

PHH Mortgage Corporation

Mortgagee

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for May 12, 2009, at 10:00 AM, has been postponed to June 16, 2009, at 10:00 AM, located at Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033, said County and State.

Dated: May 12, 2009.

PHH Mortgage Corporation

Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, L. L. P.

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Ryan D. Krumrie - 0387859

Attorney for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

07-43785

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