NOTICE OF MORTGAGE Foreclosure SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 28, 2006
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00
MORTGAGOR(S): Melissa Notch-Kneisl and Kevin Kneisl, wife and husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
LENDER: GreenPoint Mortgage Funding, Inc.
SERVICER: GMAC Mortgage, LLC
DATE AND PLACE OF FILING: Filed May 17, 2006, Dakota County Recorder, as Document Number 2430306
ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: April 15, 2009 filed: April 21, 2009, recorded as document number 2651547
LEGAL DESCRIPTION OF PROPERTY:
The South 52.00 feet of the North 104.00 feet of the South 349.00 feet of the West 180.00 feet of the Southwest Quarter of the Northeast Quarter of the Southeast Quarter of Section 18, Township 28, Range 22, Dakota County, Minnesota, except that part lying Southeasterly of the following described line: Commencing at a point in the West line of the Southwest Quarter of the Northeast Quarter of the Southeast Quarter of Section 18, Township 28, Range 22 a distance of 124.20 feet North of the Southwest Corner of said fractional Quarter, thence North 53 degrees 30 minutes East for a distance of 477.25 feet and there terminating.
PROPERTY ADDRESS: 1216 Bidwell St., West St Paul, MN 55118
PROPERTY IDENTIFICATION NUMBER: 42.01800.070.79
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $213,293.34
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 23, 2009, 10:00am
PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: June 4, 2009
GMAC Mortgage, LLC
Assignee of Mortgagee
SHAPIRO, NORDMEYER & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorney for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States.