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Foreclosure: Smith, Larry

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Farmington, 55024

Farmington Minnesota P.O. Box 192 / 312 Oak St. 55024

NOTICE OF MORTGAGE Foreclosure SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY of THe ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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NOTICE IS HEREBY GIVEN, that default has occurred in the conditions or the following described mortgage:

DATE OF MORTGAGE: April 26, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $339,000.00

MORTGAGOR(S): Larry C. Smith, Single

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100062604733111993

LENDER: Homecomings Financial, LLC (F/K/A Homecomings, Financial Network, Inc.)

SERVICER: GMAC Mortgage, LLC

DATE AND PLACE OF FILING: Filed July 2, 2007, Dakota County Recorder, as Document Number 2527796

ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: October 1, 2008

LEGAL DESCRIPTION OF PROPERTY:

Lot 12, Block 3, Crystal View Heights Second Addition

PROPERTY ADDRESS: 15117 Stevens Ave., Burnsville, MN 55306

PROPERTY IDENTIFICATION NUMBER: 021875112003

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $351,013.42

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 4, 2008, 10:00am

PLACE OF SALE: Sheriff's Main office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within six months from the date of said sale by the mortgagor(s) their personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 6, 2008

GMAC Mortgage, LLC

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, L. L. P.

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Melissa L. Baldridge-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

08-046187

10/16-11/20

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