NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE:December 29, 2009
MORTGAGOR:Alan Michaels and Glenda Michaels, husband and wife.
MORTGAGEE:Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded January 4, 2010 Dakota County Recorder, Document No. 2705435.
ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated February 14, 2014 Recorded February 27, 2014, as Document No. 3000355.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT\'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021223630
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage
RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association
MORTGAGED PROPERTY ADDRESS: 26480 Galaxie Avenue, Farmington, MN 55024
TAX PARCEL I.D. #: 13.02700.04.011
LEGAL DESCRIPTION OF PROPERTY:
That part of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of Section Twenty Seven (27), Township One Hundred Thirteen (113), Range Twenty (20). Dakota County, Minnesota, described as follows: Beginning at the Southwest corner of the Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) of said Section; thence northerly along the West line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4), 417.4 feet; thence easterly and parallel with the south line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) 417.4 feet; thence southerly and parallel with the west line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) 104.35 feet; thence Westerly and parallel with the south line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) 208.7 feet; thence southerly and parallel with the west line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) 313.05 feet to the south line of said Southwest Quarter of the Northeast Quarter (SW 1/4 of NE 1/4) thence westerly along said South line 208.7 feet, to the point of beginning.
COUNTY IN WHICH PROPERTY IS LOCATED:Dakota
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$245,350.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$238,342.87
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: July 22, 2014 at 10:00 AM
PLACE OF SALE:Sheriff\'s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys\' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 22, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR\'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: May 27, 2014
JPMorgan Chase Bank, National Association
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
30 - 14-002894 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
Document version 1.1 December 11, 2013