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Mortgage Electronic Registration Systems, Inc vs Phon

Tuesday, February 25, 2014 - 11:20pm

NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF
THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW
IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: December 31, 2007
MORTGAGOR(S): Linda Phon, a single person
MORTGAGEE/TRANSCATION AGENT: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded January 18, 2008, as Document No. 622807, Certificate of Title No. 144183 and modified by document recorded May 24, 2013 as Document No. T716746, Certificate of Title 144183 in the office of the Registrar of Titles in Dakota County, Minnesota
ASSIGNMENT(S) OF MORTGAGE: Assignment dated June 4, 2008 to Minnesota Housing Finance Agency recorded June 11, 2008 as Document No. T629353, Certificate of Title No. 144183 in the office of the Registrar of Titles in Dakota County, Minnesota.
Said mortgage is Registered Land.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001770-5050004227-0
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U. S. Bank Association
MORTGAGED PROPERTY ADDRESS: 2110 S 5th St, South Saint Paul, MN 55075
TAX PARCEL ID NUMBER: 36-83700-03-090
LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Western Addition, Dakota County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $ 209,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY ASSIGNEE OF MORTGAGEE: $173,707.63
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 20, 2014 at 10:00 a.m.
PLACE OF SALE: Dakota County Sheriff’s Office, Dakota County Law Enforcement Center, 1580 West Highway 55, Lobby #S-100, City of Hasting to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2014. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: January 23, 2014.
MINNESOTA HOUSING FINANCE AGENCY
Mortgagee/Assignee of Mortgagee
Marinus Van Putten, Jr., 11232X
BEST & FLANAGAN LLP
225 South Sixth Street, Suite 4000
Minneapolis, MN 55402
(612) 339-7121
Attorney for Assignee of Mortgagee
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
006954/313135/1760704_1
1/23-2/27