NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF
THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW
IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 28, 2005
MORTGAGOR(S): Nehme A. Rmaiti, an unmarried man
MORTGAGEE: Mortgagor, to Mortgage Electronic Registration Systems, Inc
DATE AND PLACE OF RECORDING: Recorded November 9, 2005, as Document No. 2379572 in the office of the County Recorder in Dakota County, Minnesota
ASSIGNMENT(S) OF MORTGAGE: Assignment dated October 28, 2005 to Minnesota Housing Finance Agency recorded January 17, 2006 as Document No. 2397612 in the office of the County Recorder in Dakota County, Minnesota.
Said mortgage is not Registered Land.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENTS MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000306836432
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PHH Mortgage Corp (fka Cendant Mortgage Corp) d/b/a Burnet Home Loans
RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U. S. Bank Association
MORTGAGED PROPERTY ADDRESS: 20635 Erin Way, Farmington, MN 55024
TAX PARCEL ID NUMBER: 14 -48703-05-079
LEGAL DESCRIPTION OF PROPERTY: Unit No. 79, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $ 154,900.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY ASSIGNEE OF MORTGAGEE: $142,001.52
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 27, 2014 at 10:00 a.m.
PLACE OF SALE: Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 West Highway 55, Lobby #S-100, City of Hasting to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 27 2014. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: January 9, 2014.
MINNESOTA HOUSING FINANCE AGENCY
Mortgagee/Assignee of Mortgagee
Barbara M. Ross, Reg. No. 182941
BEST & FLANAGAN LLP
225 South Sixth Street, Suite 4000
Minneapolis, MN 55402
Attorney for Assignee of Mortgagee
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.