NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 31, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00

MORTGAGOR(S): Harry Sengpanya and Nae Sengpanya, husband & wife

MORTGAGEE: Bremer Bank

LENDER: Bremer Bank

SERVICER: BAC Home Loans Servicing, LP

DATE AND PLACE OF FILING: Filed June 15, 2006, Dakota County Recorder, as Document Number 2437943

ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Bank, N.A.; Dated: May 31, 2006 filed: June 15, 2006, recorded as document number 2437944; thereafter assigned to Countrywide Home Loans, Inc. dated October 27, 2006 and recorded November 20, 2006 as document number 2476441; thereafter assigned to Countrywide Home Loans Servicing LP dated September 13, 2008 and recorded October 6, 2008 as document number 2616495, Thereafter assigned to BAC HOME LOANS SERVICNG, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, dated: February 16, 2010.

LEGAL DESCRIPTION OF PROPERTY:

Unit No. 34, Cliff Lake Courthomes, CIC No. 125

PROPERTY ADDRESS: 4414 Fremont Alcove #34, Eagan, MN 55122

PROPERTY IDENTIFICATION NUMBER: 10-17790-034-02

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $162,415.55

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 15, 2010, 10:00am

PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 15, 2010.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: February 25, 2010

BAC HOME LOANS SERVICNG, LP

FKA COUNTRYWIDE HOME LOANS

SERVICING LP

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Melissa L. Baldridge Porter - 0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States.

10-063511

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Tags: public notices, foreclosures