MHFA vs Andrew Heinisch and Brandy Franco - Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW

IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 20, 2006

MORTGAGOR(S): Andrew J. Heinisch, a single person and Brandy Star Franco, a single person

MORTGAGEE: Postal Credit Union

DATE AND PLACE OF RECORDING: Filed for record July 17, 2006, as Document No. 2445837 in the office of the County Recorder in Dakota County, Minnesota

ASSIGNMENT(S) OF MORTGAGE: Assignment dated June 20, 2006 to Minnesota Housing Finance Agency, filed for record July 17, 2006, as Document No. 2445838 in the office of the County Recorder in Dakota County, Minnesota

Said mortgage is not Registered Land.

TRANSACTION AGENT: None

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: None

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Postal Credit Union

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage

MORTGAGED PROPERTY ADDRESS: 1886 13th Street W, Hastings, MN 55033

TAX PARCEL ID NUMBER: 19.58600.10.804

LEGAL DESCRIPTION OF PROPERTY: Unit #804, CIC #511, Prairie Ridge, according to the recorded plat thereof, Dakota County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $ 154,950.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY ASSIGNEE OF MORTGAGEE: $153,841.51

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 24, 2012 at 10:00 a.m.

PLACE OF SALE: The Dakota County Law Enforcement Center, 1580 West Highway 55, Lobby #S-100, City of Hastings to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 24, 2012. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: April 5, 2012.

MINNESOTA HOUSING FINANCE

AGENCY

Assignee of Mortgagee

Marinus W. Van Putten, Jr., Reg. No. 11232X

BEST & FLANAGAN LLP

225 South Sixth Street, Suite 4000

Minneapolis, MN 55402

(612) 339-7121

Attorney for Assignee of Mortgagee

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

(April 5, 11, 19, 26, May 3, 10)

Tags: public notices, foreclosures