Mortgage Electronic Registration Systems, Inc. vs LauferNOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 20, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,975.00
MORTGAGOR(S): Melissa Rae Laufer and Hans Laufer, Wife and Husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: The Business Bank, DBA Prime Mortgage
SERVICER: JPMorgan Chase Bank, N.A.
DATE AND PLACE OF FILING: Filed May 5, 2010, Dakota County Registrar of Titles, as Document Number T661490
ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: September 20, 2012 filed: October 9, 2012, recorded as document number T704120
LEGAL DESCRIPTION OF PROPERTY:
Lot 25 excepting therefrom the Westerly 15 feet thereof in Block 2 of Edward Berreau's Addition to West St. Paul, Dakota County, Minnesota, according to the plat thereof on file and of record in the office of the Registrar of Deeds in and for Dakota County, Minnesota. The Northwest corner of said Lot 24 is located by judicial iron land-mark in the south line of Stanley Street, distant 729.38 feet east of the center line of South Robert Street, and which point is distant 70 feet east of the east line of Premo Add. and that the southwest corner of said Lot 24 is located by judicial iron land-mark distant 729.38 feet east of the center line of South Robert Street and distant 124.75 feet south of the northwest corner of said Lot 24, and that the northeast corner of said Lot 25 is located by judicial iron land-mark in the south line of Stanley St. 809.38 feet east of the center line of South Robert St. and that the southeast corner of said Lot 25 is located by judicial iron land-mark distant 809.38 feet east of the center line of South Robert St. and distant 124.75 feet south of the northeast corner of said Lot 25.
Lot 26, Block 2 being more fully described as follows: Beginning at the northeast corner of Lot 25, Block 2, Edward Berreau's Addition to West Saint Paul as said corner if established by order of the District Court thence South to southeast corner, East on south line of Lot 26, 12.65 feet, thence North to point on North line of Lot 26, 14.17 feet east of beginning, thence West 14.17 feet to beginning.
And the Westerly 16 feet of Lot 27, Block 2, Edward Berreau's Addition to the City of West Saint Paul, being that part of Lot 27, Block 2, more particulary described as follows: Commencing at a point on the north line of said Lot 27 which is 30.17 feet east of the judicial monument set at the northeasterly corner of Lot 25 of said Block 2, thence Westerly 16 feet to the northwest corner of said Lot 27, thence southerly along the west line of Lot 27 to thesouthwest corner of said lot which point is 12.65 feet east of a judicial monument set at the southeast corner of said Lot 25, thence Easterly 16 feet, thence Northerly to the point of beginning, all according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.
PROPERTY ADDRESS: 180 Stanley St E, West Saint Paul, MN 55118
PROPERTY IDENTIFICATION NUMBER: 42-13600-02-270 Certificate No. 139468
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $189,322.84
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 3, 2013, 10:00am
PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 3, 2013.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: November 2, 2012
JPMorgan Chase Bank, National Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.