Washington Mutual Bank, vs Gebremichael

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 15, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00

MORTGAGOR(S): Kabaynesh G. Gebremichael, married

MORTGAGEE: Washington Mutual Bank, FA

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Washington Mutual Bank, FA

SERVICER: Homeward Residential, Inc.

DATE AND PLACE OF FILING: Filed November 28, 2007, Dakota County Recorder, as Document Number 2558338

ASSIGNMENTS OF MORTGAGE: Assigned to: Homeward Residential, Inc.; Dated: October 5, 2012 filed: November 2, 2012, recorded as document number 2906250

LEGAL DESCRIPTION OF PROPERTY:

That part of Lot 7, Block 1, and that part of Lot 8, Block 1 of Radant's New Arrangement of Lots 1 to 8, Block 1, Lots 1-8 Block 2 and Lots 21, 22 and 23, Block 3 of Radant's Subdivision of Lots 1 and 19 Albrecht's Outlots, according to the recorded plat thereof, Dakota County, Minnesota, which lies Westerly of the following described line: Commencing at the Northwest corner of said Lot 8; thence East along the North line thereof 2.16 feet to the point of beginning of the line to be described; thence South 99.06 feet to a point on the South line of said Lot 7 distant 22.75 feet East of the Southwest corner of said Lot 7 and said line there terminating.

PROPERTY ADDRESS: 610 Annapolis St E, South Saint Paul, MN 55075

PROPERTY IDENTIFICATION NUMBER: 36-62740-01-083

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $188,141.84

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 5, 2013, 10:00am

PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on August 5, 2013.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: December 10, 2012

Homeward Residential, Inc.

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Melissa L. B. Porter - 0337778

Ronald W. Spencer - 0104061

Stephanie O. Nelson - 0388918

Randolph W. Dawdy - 2160X

Gary J. Evers - 0134764

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

12-081893

12/20-1/24

Tags: public notices, foreclosures