Bank of America, vs WernerNOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 12, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $380,000.00
MORTGAGOR(S): Raymond L. Werner, unmarried
MORTGAGEE: Bank of America, N.A.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bank of America, N.A.
SERVICER: Seterus, Inc.
DATE AND PLACE OF FILING: Filed February 24, 2010, Dakota County Recorder, as Document Number 2715923
ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association; Dated: October 12, 2012 filed: October 19, 2012, recorded as document number 2902568
LEGAL DESCRIPTION OF PROPERTY:
That part of the Northwest quarter of the Northwest quarter (NW 1/4 of NW 1/4) of Section 31, Township 114, Range 17, located in Dakota County, Minnesota, described as folllows:
Commencing at the Northwest corner of said 1/4 1/4; thence East along the North line of said 1/4 1/4 distant 838.6 feet to the actual point of beginning; thence deflecting to the right 89 degrees 23 minutes parallel to the East line of said 1/4 1/4 distant 460.0 feet; thence deflecting to the left 08 degrees 00 minutes distant 140.0 feet; thence deflecting to the left 68 degrees 00 minutes distant 392.1 feet to the East line of said 1/4 1/4; thence North along the said East line 689.2 feet to said North line; thence West along said North line 400.0 feet to the point of beginning, excepting therefrom the North 1 rod thereof;
The South 16 1/2 feet of the North 33 feet of the West 838.6 feet of the NW 1/4 of the NW 1/4 of Section 31, Township 114, Range 17.
The North 1 rod of NW 1/4 of the NW 1/4 of Section 31, Township 114, Range 17.
PROPERTY ADDRESS: 21000 Inga Ave, Hampton, MN 55031
PROPERTY IDENTIFICATION NUMBER: 25-03100-28-010; 25-03100-26-010
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $380,084.23
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 4, 2013, 10:00am
PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 4, 2013.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: February 6, 2013
Federal National Mortgage Association
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Ronald W. Spencer - 0104061
Stephanie O. Nelson - 0388918
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Attorneys for Mortgagee
12550 West Frontage Road, Ste. 200
Burnsville, MN 55337
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.