NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME
PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 20, 2001
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,040.00
MORTGAGOR(S): Timothy W. Desley and Deborah E. Desley, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Irwin Mortgage Corporation
SERVICER: MidFirst Bank
DATE AND PLACE OF FILING: Filed August 16, 2001, Dakota County Registrar of Titles, as Document Number 445879, Thereafter modified by Loan Modification Agreement recorded on November 6. 2006 as Document Number 600287; Thereafter modified by Loan Modification Agreement recorded on October 29, 2007 as Document Number 619451; Thereafter modified by Loan Modification Agreement recorded on December 12, 2008 as Document Number 636859; Thereafter modified by Loan Modification Agreement recorded on November 30, 2010 as Document Number 671733; Thereafter modified by Loan Modification Agreement recorded on November 19, 2013 as Document Number 725280; Thereafter modified by Loan Modification Agreement recorded on March 29, 2016 as Document Number 758741
ASSIGNMENTS OF MORTGAGE: Assigned to: Irwin Mortgage Corporation; thereafter assigned to Mortgage Electronic Registration Systems, Inc.; thereafter assigned to MidFirst Bank.
LEGAL DESCRIPTION OF PROPERTY:
Lot Five (5), Block Eight (8) in Cedar
Grove No. 4
PROPERTY ADDRESS: 2091 Shale Ln, Eagan, MN 55122
PROPERTY IDENTIFICATION NUMBER: 10-16703-08-050 COT# 122326
COUNTY IN WHICH PROPERTY IS LOCATED: Dakota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $176,066.05
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 8, 2017, 10:00am
PLACE OF SALE: Sheriff's Main Office, Dakota County Law Enforcement Center, 1580 Hwy 55, Lobby S-100, Hastings, MN 55033
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 8, 2018, or the next business day if February 8, 2018 falls on a Saturday, Sunday or legal holiday.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: June 8, 2017
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Tracy J. Halliday - 034610X
Attorneys for Mortgagee
Shapiro & Zielke, LLP
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
THIS IS A COMMUNICATION
FROM A DEBT COLLECTOR